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Mission

FLO empowers smallholder farmers with responsible credit. Our digital ecosystem nurture crops from seed to sale, wrapping farmers in a safety net of insurance and guaranteed markets.

We transform agricultural risks into opportunity, inviting investors to grow returns while nourishing communities.

With FLO, finance becomes fertile soil where sustainability and profit flourish.

$240B

Funding Gap

4

Global Funds

2MM

Reachable Farmers

4

Countries

We leverage a three-step approach to build sustainable ecosystems where we can responsibly deploy our capital to drive returns and impact.  

The ABC

The ABC

We create impact by (A)ggregating impact-oriented capital, (B)rokering affordable loans to farmers and (C)urating this process digitally from origination to underwriting to payment.

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Our Funds

Our Funds

Our funds are structured to allow investors to support farmers across multiple countries in Africa plus India or to focus on specific regions or countries.

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Our Impact

Our Impact

We protect farmers from climate change, improve their access to better farming inputs and help them improve their livelihoods

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Partners

We leverage a three-step approach to build sustainable ecosystems where we can responsible deploy our capital to drive returns and impact.  

Latest Blog & News

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July 25, 2024
A Beginner's Guide to Understanding Trees

In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.

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July 25, 2024
A Guide to Protecting Our Natural Heritage

In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.

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July 25, 2024
How You Can Help Save Nature Today

In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.

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The ABCs

Aggregate: Flo aggregates capital from investors into an investment fund to create a large financing pool for small farmers.Broker: Flo brokers affordable loans to these farmers through digital platforms and existing rural networks. Loans are bundled with crop insurance.Curate: Flo curates the entire lending process digitally - approvals, disbursements, monitoring, and repayments.

What We Do

With a commitment to sustainability and environmental stewardship, we offer a range of services aimed at safeguarding the planet for current and future generations.

What Our Clients Say

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Client
Guy Hawkins
"Natural is a vital discipline that focuses on the responsible stewardship of forests, aiming to balance human needs with environmental conservation. It involves the implementation of practices that support the health and resilience of forest ecosystems."
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Client
Nensi King
"Natural is a vital discipline that focuses on the responsible stewardship of forests, aiming to balance human needs with environmental conservation. It involves the implementation of practices that support the health and resilience of forest ecosystems."